When my roommate got the mail last night, there was a state tax refund in there for me! Turned out I'd miscalculated and the state figured they owed me $62.50. I can deal with that. I went to the ATM at lunch and checked my balance. I decided to throw $600 from my checking account into my ING savings account. It's possible that I won't have enough in my checking account to cover taxes when Sept. 15th comes, but if that's the case, I can just transfer money from my ING account to my savings. Doesn't cost me anything, and if it earns a dollar over the next month, why not? And if I'm good with my money and don't have to transfer anything to my checking account, so much the better. Besides, it'll get me in the habit of keeping my tax money somewhere where it can earn interest until I actually need it...

Plus, ING's interest rate is up to 3.3%. Yay! An extra $3 a year, based on what's in there now, but I'm not going to turn it down...

Today I didn't spend a lot, although I did need to go to the drugstore to get some eyedrops. Bought some shampoo, because I was low, and a couple things I probably didn't need...

Spending 08-16-05:

Bagel: $1.90
Health/hygiene: $17.35