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September Budget

August 31st, 2005 at 04:20 am

Payday today, as well as time to see if this bu-jit thing people keep taking about works. I tracked my spending last month, and this is based on that.

Alright, here's my first try at a written budget: (just me, no kids, but an SO I pay for 1/2 the time when we go out)


Fed, State, local, and SE tax: $1000 (I get nothing taken out of my check, this is based on my estimated tax figures)
Rent $565
Electricity: $65
Cell phone: $44
Cable internet/Netflix: $21
Transportation: $ 80
Health care: $178
Groceries: $180
Eating out: $120
Snacks: $30
Pers. hygiene: $40
Entertainment: $50
Laudry: $10
Household: $10
Clothing: $200 (no-tax week this month; I'll buy all the clothes I need)

Total: $2598. (Without taxes: $1598). This will let me put $1000 in my savings account, assuming I get no extra work this month. So that's my goal: $1000 in savings! Yeah!

Suggestions on cutting down are welcome, although some expenses are fixed, and others, I can honestly say I don't really want to reduce. I have no debt, so I don't really have to save with 'gazelle intensity'... I just want enough in the bank that I can quit my job if it gets too bad.

1 Responses to “September Budget”

  1. Anonymous Says:

    That's great that you can put away $1000. If it was me, I'd put that money away first, before I did any other spending. That way, it's hopefully out of sight and out of mind. Smile

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