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October 10th, 2005 at 06:19 pm

The good kind of surprise, not the bad kind, fortunately. Turns out my parents had a UGMA/UTMA (Universal Gifts to Minors, or somethig like that) savings account for me at Vanguard. They used most of it for college and college related expenses, but somehow, there is still some money left in there. About $600, in fact! It's a custodial account, but since I'm over 21, I can get the ownership transfered to my name. I still don't know if I can transfer it to an IRA, which would be awesome. I guess I should call Vanguard about it, but I'm hesitant to use my cell minutes to do it, and I don't have a landline. Plus I don't know if I can be the one to call them and request the change, or if my mom has to do it. This is great timing for me, because I'm about a month away from finishing my emergency fund, and about 1 1/2 to 2 months away from starting my own Roth IRA. It would be unbelievably great if there was already $600 in there to get things started! It's in the Vanguard Star fund, which is one of the ones I've been considering investing in. I would be really happy if in December, I didn't just have $1000 in there (which was my goal for the year) but $1600...

I'm still tracking my spending pretty well, though I haven't been posting in a while. I'm doing pretty well at keeping expenses down, despite a weekend of fun with my sister that could have cost a lot more than it did, and a broken cell phone, which I replaced for $40. There were nicer phones, but this one makes calls and receives calls, and that's really all I need, right?

The one October goal I've had that I've really not kept up with has been cooking 2 healthy meals from scratch every week. Tonight I had ramen and a granola bar. Ah, well, this is what you're supposed to eat when you're 23, right?

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