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Response to comment

November 2nd, 2005 at 04:37 pm

In response to SharylIMB's comment on my journal:

"So you opened your Roth IRA with Vanguard? What was the process like? I'm looking into cutting back my 403b contributions just a bit (I'm currently contributing 20% of my income) and opening a Roth IRA as well."

I can't completely speak for the ease of opening an account with Vanguard, since I actually had a UTMA (Universal Transfers to Minors Act) account there that my mom had set up for me years ago to pay for college. So, because that account had my name and social security number on it, I didn't have to open up a new account with Vanguard, I just had to start up a Roth. However, I can tell you that doing that was very easy. It took about 20-30 minutes... Easy as pie. I did the whole thing online, no need to mail anything in, no need to call them or anything. They deducted the $1000 I chose to put in from my checking account electronically, and 2 days later the funds were in there.


Nothing really to report today. Worked a bit late at work. Only spent $1 today, for a snack. Oh yeah, I got paid. A couple days late, but I don't mind too much. Getting paid=awesome.

1 Responses to “Response to comment”

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