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Saving up for a camera

May 24th, 2007 at 12:32 pm

So everything's on track with me financially. I'm contributing 15% of my salary to my Roth IRA. I'm putting 10% of my salary in my 'maybe-someday-I'll-want-to-buy-a-house' fund, which I just moved over to Vanguard's Prime Money Market Fund. My emergency fund could be bigger, but since I can dip into the someday-house fund quickly and use that as a second emergency fund if I need, I'm not that worried about it at the moment.

Of course, I still want things.
And since getting out of school and getting a real job, I've never really saved *for* things. If I wanted something, I would buy it.

Now, I'm trying to save up for the thing I want- an entry-level DSLR camera (the Nikon D50). It's about $600 with the kit lens. Right now I'm able to save about $100 a month for it, I think.

It's tough not to just go out and buy it, when the money's right there in my account. But if I can even save up half by July, maybe I can ask for the other half for my birthday.

3 Responses to “Saving up for a camera”

  1. kashi Says:

    Have you gone to the store and tried it out? I thought I wanted a Nikon SLR, until I held one in my hand. It was way too big and bulky for me to feel comfortable. Check out www.adorama.com and www.beachcamera.com for camera deals. I got lucky and got my camera at a store closing sale, though, and saved a ton.

    Good job with the savings!!

  2. Broken Arrow Says:

    Wow. I know what you meant you said "entry level" but... wow, the Nikon D50.

  3. meaghanchan Says:

    kashi: have not tried it out, but certainly will before I buy. I have large hands for a girl, though, so that's probably not a big deal for me. I will probably go to B&H, since they have a very good reputation and good prices, too.

    Broken Arrow: It's not a cheap camera, but that's pretty much entry-level as far as DSLRs are concerned. There's only one Nikon model that's less expensive, and that's not compatible with a lot of older lenses.

    Thanks for the comments!

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